If you are managing teams and also, have a boss , it is likely that today someone will upset you — with their behavior like not meeting timelines , cancelling on you , pushing some ad hock work into your already busy day and the like. Its easy to be…

Dear reader, we at Pexitics have launched the ItP (Intention to Pay) Q12 customer survey, which helps profile borrowers across LMRS (Law abidance, Morality, Responsibility and Self Preservation). This profile creates an LMRS score. The LMRS scores is segmented to create the decision recommendation: AVOID; CAUTION-High; CAUTION-Medium; CAUTION-Low; PROCEED. Please…

To make Analytics models give real-time recommendations with accuracy is an important part of creating Automated Decision Systems in organizations. As mentioned, at Pexitics we focus on Intelligence amplification and helping teams make great business decisions, every day. This article deals with customizing the ItP Q12 — Intention to Pay…

As mentioned in the earlier article (https://subhashini-s-tripathi.medium.com/intention-to-pay-psychometric-assessments-for-financial-services-5bfbd1e97c39) we had covered the reason WHY psychometric assessments are the need of these volatile times and HOW they help measure Intention to Pay. In this article, I want to bring out how the Intention to Pay score (from Pexitics) should be deployed for…

Risk management and, therefore, profitability management has always been a tight walk for financial institutions involved in lending. Speed is of essence and today, the technology boom in fintech has further accelerated the rate of customer interaction. People need a loan… and they need it NOW! Conventional tools of Risk…

I have the pleasure of being part of an interesting project at Ruby Consulting Group — a company which provides high quality financial analysis support, research and intelligence solutions to global clientele. They have taken steps to make best-in-class management dashboards for their customers using Power BI and, as a…

Appraisal season is here, and this is the annual cycle off the discussion with your boss and managers. Are you prepared for this discussion? Now you may ask me what exactly I mean by ‘preparation for the appraisal discussion’. …

COVID has created turmoil in many ways — Processes, Customers and Technology surrounding us has changed. People policies have also changed in 2 significant ways: 1. Working conditions: Including Work from home, working with masks, constant sanitizing etc. 2. Work Processes: Digitization, Customer interfacing, Process of conducting the business itself…

The Business Problem to the final Insight .. and everything in between — the data access, cleaning and managing, creating models and algorithms, choosing the best solution. How can all of this be put into a Story frame? A story which should appeal to Stakeholders (technical and non-technical) . This…